/* ===== ARTHSETU ADVISORY – STYLES ===== */

:root {
  --blue: #1B4FD8;
  --blue-light: #3B6FE8;
  --blue-dark: #0F2E8A;
  --orange: #F97316;
  --orange-light: #FB923C;
  --orange-dark: #EA6C0A;
  --navy: #0A1929;
  --navy-mid: #1E3A5F;
  --white: #FFFFFF;
  --off-white: #F8FAFF;
  --gray-50: #F9FAFB;
  --gray-100: #F3F4F6;
  --gray-200: #E5E7EB;
  --gray-400: #9CA3AF;
  --gray-600: #4B5563;
  --gray-800: #1F2937;
  --green: #16A34A;
  --purple: #7C3AED;
  --teal: #0D9488;
  --red: #DC2626;
  --gold: #D97706;
  --brown: #92400E;
  --indigo: #4338CA;

  --font-display: 'Bricolage Grotesque', sans-serif;
  --font-body: 'Plus Jakarta Sans', sans-serif;
  --font-devanagari: 'Noto Sans Devanagari', sans-serif;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.10), 0 2px 6px rgba(0,0,0,0.06);
  --shadow-lg: 0 10px 40px rgba(0,0,0,0.12), 0 4px 12px rgba(0,0,0,0.08);
  --shadow-blue: 0 8px 32px rgba(27,79,216,0.25);
  --shadow-orange: 0 8px 32px rgba(249,115,22,0.25);

  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ===== RESET ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; display: block; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ===== SCROLLBAR ===== */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--gray-100); }
::-webkit-scrollbar-thumb { background: var(--blue); border-radius: 3px; }

/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(27,79,216,0.08);
  transition: var(--transition);
}
.navbar.scrolled {
  box-shadow: var(--shadow-md);
}
.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.logo-icon {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
}
.logo-icon.large svg { width: 52px; height: 52px; }
.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-main {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--blue-dark);
  letter-spacing: -0.02em;
}
.logo-sub {
  font-size: 0.6rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  color: var(--orange);
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}
.nav-links a {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-600);
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
}
.nav-links a:hover { color: var(--blue); background: rgba(27,79,216,0.06); }
.nav-cta {
  background: var(--blue) !important;
  color: var(--white) !important;
  padding: 9px 20px !important;
  border-radius: var(--radius-sm) !important;
  font-weight: 700 !important;
}
.nav-cta:hover { background: var(--blue-dark) !important; transform: translateY(-1px); box-shadow: var(--shadow-blue); }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--gray-800);
  border-radius: 2px;
  transition: var(--transition);
}
.hamburger.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.active span:nth-child(2) { opacity: 0; }
.hamburger.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ===== HERO ===== */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, #0A1929 0%, #1E3A5F 40%, #0F2E8A 100%);
  display: flex;
  align-items: center;
  padding: 100px 24px 60px;
  position: relative;
  overflow: hidden;
}
.hero-bg-shapes {
  position: absolute;
  inset: 0;
  pointer-events: none;
}
.shape {
  position: absolute;
  border-radius: 50%;
  opacity: 0.08;
}
.shape-1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, var(--blue-light), transparent);
  top: -200px; right: -100px;
  animation: floatShape 8s ease-in-out infinite;
}
.shape-2 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, var(--orange), transparent);
  bottom: -100px; left: -100px;
  animation: floatShape 10s ease-in-out infinite reverse;
}
.shape-3 {
  width: 300px; height: 300px;
  background: radial-gradient(circle, #7C3AED, transparent);
  top: 50%; left: 40%;
  animation: floatShape 12s ease-in-out infinite;
}
@keyframes floatShape {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(20px, -20px) scale(1.05); }
}

.hero-container {
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.9);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
  backdrop-filter: blur(8px);
  animation: fadeInUp 0.6s ease both;
}
.badge-dot {
  width: 8px; height: 8px;
  background: #4ADE80;
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.6; transform: scale(1.3); }
}
.hero-title {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 20px;
  animation: fadeInUp 0.7s ease 0.1s both;
}
.title-marathi {
  font-family: var(--font-devanagari);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--orange-light);
  letter-spacing: 0.02em;
}
.title-main {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  letter-spacing: -0.03em;
}
.title-main em {
  font-style: normal;
  background: linear-gradient(135deg, var(--orange), var(--orange-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-subtitle {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.7);
  margin-bottom: 10px;
  line-height: 1.7;
  animation: fadeInUp 0.7s ease 0.2s both;
}
.hero-tagline {
  font-family: var(--font-devanagari);
  font-size: 1rem;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  margin-bottom: 32px;
  animation: fadeInUp 0.7s ease 0.25s both;
}
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 48px;
  animation: fadeInUp 0.7s ease 0.3s both;
}
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--orange);
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  transition: var(--transition);
  box-shadow: var(--shadow-orange);
}
.btn-primary:hover { background: var(--orange-dark); transform: translateY(-2px); box-shadow: 0 12px 40px rgba(249,115,22,0.4); }
.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  color: var(--white);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  border: 1px solid rgba(255,255,255,0.2);
  transition: var(--transition);
  backdrop-filter: blur(8px);
}
.btn-secondary:hover { background: rgba(255,255,255,0.18); transform: translateY(-2px); }
.hero-stats {
  display: flex;
  align-items: center;
  gap: 24px;
  animation: fadeInUp 0.7s ease 0.4s both;
}
.stat { text-align: center; }
.stat-num {
  display: block;
  font-family: var(--font-display);
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
}
.stat-label {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
}
.stat-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.2);
}

/* Hero Visual */
.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
  z-index: 1;
  animation: fadeInRight 0.8s ease 0.3s both;
}
.hero-card-stack {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  width: 100%;
  max-width: 420px;
}
.float-card {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  backdrop-filter: blur(12px);
  border-radius: var(--radius-lg);
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: var(--transition);
}
.float-card:hover { background: rgba(255,255,255,0.14); transform: translateY(-4px); }
.fc-icon { font-size: 2rem; }
.fc-text { font-size: 0.82rem; color: rgba(255,255,255,0.9); line-height: 1.4; }
.fc-text strong { display: block; font-size: 0.9rem; color: var(--white); margin-bottom: 2px; }
.card-sbi { animation: floatCard 4s ease-in-out infinite; }
.card-mf { animation: floatCard 4s ease-in-out 1s infinite; }
.card-ins { animation: floatCard 4s ease-in-out 0.5s infinite; }
.card-tax { animation: floatCard 4s ease-in-out 1.5s infinite; }
@keyframes floatCard {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-6px); }
}

/* ===== TRUST BAR ===== */
.trust-bar {
  background: linear-gradient(135deg, var(--blue-dark), var(--navy-mid));
  padding: 20px 24px;
}
.trust-container {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.9);
  font-size: 0.88rem;
  font-weight: 600;
  font-family: var(--font-devanagari);
}
.trust-item svg { color: var(--orange-light); flex-shrink: 0; }

/* ===== SECTION COMMONS ===== */
.section-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.section-header {
  text-align: center;
  margin-bottom: 56px;
}
.section-tag {
  display: inline-block;
  background: rgba(27,79,216,0.08);
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 14px;
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin-bottom: 12px;
  font-family: var(--font-devanagari);
}
.highlight {
  background: linear-gradient(135deg, var(--blue), var(--orange));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.section-desc {
  font-size: 1rem;
  color: var(--gray-600);
  max-width: 500px;
  margin: 0 auto;
}

/* ===== SERVICES ===== */
.services {
  padding: 100px 0;
  background: var(--off-white);
}
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1px solid var(--gray-200);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue), var(--orange));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}
.service-card.featured {
  background: linear-gradient(135deg, #FFF7ED, #FFF);
  border-color: rgba(217,119,6,0.2);
  grid-column: span 1;
}
.service-card.featured::before {
  background: linear-gradient(90deg, var(--gold), var(--orange));
}
.sc-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 16px;
}
.sc-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.sc-icon.blue { background: rgba(27,79,216,0.1); color: var(--blue); }
.sc-icon.green { background: rgba(22,163,74,0.1); color: var(--green); }
.sc-icon.purple { background: rgba(124,58,237,0.1); color: var(--purple); }
.sc-icon.teal { background: rgba(13,148,136,0.1); color: var(--teal); }
.sc-icon.orange { background: rgba(249,115,22,0.1); color: var(--orange); }
.sc-icon.red { background: rgba(220,38,38,0.1); color: var(--red); }
.sc-icon.gold { background: rgba(217,119,6,0.1); color: var(--gold); }
.sc-icon.brown { background: rgba(146,64,14,0.1); color: var(--brown); }
.sc-icon.indigo { background: rgba(67,56,202,0.1); color: var(--indigo); }
.sc-badge {
  font-size: 0.7rem;
  font-weight: 700;
  background: rgba(27,79,216,0.08);
  color: var(--blue);
  padding: 4px 10px;
  border-radius: 100px;
  letter-spacing: 0.05em;
}
.sc-badge.gold-badge {
  background: rgba(217,119,6,0.1);
  color: var(--gold);
}
.service-card h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 14px;
  line-height: 1.3;
}
.sc-marathi {
  font-family: var(--font-devanagari);
  font-size: 0.82rem;
  color: var(--gray-600);
  margin-bottom: 12px;
  line-height: 1.6;
}
.sc-list {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 20px;
}
.sc-list li {
  font-size: 0.85rem;
  color: var(--gray-600);
  padding-left: 16px;
  position: relative;
  line-height: 1.4;
}
.sc-list li::before {
  content: '›';
  position: absolute;
  left: 0;
  color: var(--blue);
  font-weight: 700;
  font-size: 1rem;
  line-height: 1.2;
}
.sc-link {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--blue);
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.sc-link:hover { color: var(--orange); gap: 8px; }

/* ===== MAHA E-SEVA ===== */
.eseva {
  padding: 100px 0;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, var(--blue-dark) 100%);
  position: relative;
  overflow: hidden;
}
.eseva::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.section-header.light { position: relative; z-index: 1; }
.white-tag {
  background: rgba(255,255,255,0.12) !important;
  color: rgba(255,255,255,0.9) !important;
  border: 1px solid rgba(255,255,255,0.2);
}
.white-title { color: var(--white) !important; }
.highlight-light {
  background: linear-gradient(135deg, var(--orange-light), #FCD34D) !important;
  -webkit-background-clip: text !important;
  -webkit-text-fill-color: transparent !important;
  background-clip: text !important;
}
.white-desc { color: rgba(255,255,255,0.7) !important; }
.eseva-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
  position: relative;
  z-index: 1;
}
.eseva-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 24px 20px;
  backdrop-filter: blur(8px);
  transition: var(--transition);
}
.eseva-card:hover {
  background: rgba(255,255,255,0.12);
  transform: translateY(-4px);
  border-color: rgba(255,255,255,0.2);
}
.eseva-icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.eseva-card h4 {
  font-family: var(--font-display);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 12px;
  line-height: 1.3;
}
.eseva-card ul {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.eseva-card ul li {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.7);
  padding-left: 14px;
  position: relative;
  line-height: 1.4;
}
.eseva-card ul li::before {
  content: '·';
  position: absolute;
  left: 0;
  color: var(--orange-light);
  font-weight: 700;
  font-size: 1.2rem;
  line-height: 1;
}

/* ===== WHY US ===== */
.why-us {
  padding: 100px 0;
  background: var(--white);
}
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.why-card {
  padding: 32px 28px;
  border-radius: var(--radius-lg);
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  position: relative;
  transition: var(--transition);
  overflow: hidden;
}
.why-card:hover {
  background: var(--white);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: rgba(27,79,216,0.15);
}
.why-num {
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 900;
  color: rgba(27,79,216,0.06);
  position: absolute;
  top: 16px; right: 20px;
  line-height: 1;
  letter-spacing: -0.04em;
}
.why-icon {
  font-size: 2.2rem;
  margin-bottom: 14px;
}
.why-card h4 {
  font-family: var(--font-devanagari);
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}
.why-card p {
  font-family: var(--font-devanagari);
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.7;
}

/* ===== CONTACT ===== */
.contact {
  padding: 100px 0;
  background: var(--off-white);
}
.contact-wrapper {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 48px;
  align-items: start;
}
.contact-brand {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}
.brand-name {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--navy);
}
.brand-sub {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--orange);
  letter-spacing: 0.05em;
}
.contact-tagline {
  font-family: var(--font-devanagari);
  font-size: 0.95rem;
  color: var(--gray-600);
  margin-bottom: 32px;
  line-height: 1.6;
}
.contact-items {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 32px;
}
.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
.ci-icon {
  width: 40px; height: 40px;
  background: rgba(27,79,216,0.08);
  color: var(--blue);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.ci-label {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 3px;
}
.ci-value {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy);
  transition: var(--transition);
}
a.ci-value:hover { color: var(--blue); }
.whatsapp-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #25D366;
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 14px 24px;
  border-radius: var(--radius-md);
  transition: var(--transition);
  box-shadow: 0 4px 20px rgba(37,211,102,0.3);
}
.whatsapp-btn:hover { background: #1ebe5d; transform: translateY(-2px); box-shadow: 0 8px 30px rgba(37,211,102,0.4); }
.contact-form-wrap {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 40px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
}
.contact-form h3 {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 28px;
}
.form-group {
  margin-bottom: 20px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gray-600);
  margin-bottom: 7px;
  font-family: var(--font-devanagari);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.9rem;
  color: var(--gray-800);
  background: var(--white);
  transition: var(--transition);
  outline: none;
  appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(27,79,216,0.1);
}
.form-group textarea { resize: vertical; min-height: 100px; }
.form-submit {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--blue), var(--blue-light));
  color: var(--white);
  font-weight: 700;
  font-size: 1rem;
  padding: 15px 28px;
  border-radius: var(--radius-md);
  transition: var(--transition);
  box-shadow: var(--shadow-blue);
  cursor: pointer;
  border: none;
  font-family: var(--font-body);
}
.form-submit:hover { transform: translateY(-2px); box-shadow: 0 12px 40px rgba(27,79,216,0.35); }

/* ===== NAV PHONE ===== */
.nav-phone {
  display: inline-flex !important;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem !important;
  font-weight: 700 !important;
  color: var(--green) !important;
  background: rgba(22,163,74,0.08) !important;
  padding: 7px 14px !important;
  border-radius: var(--radius-sm) !important;
  border: 1px solid rgba(22,163,74,0.2) !important;
}
.nav-phone:hover { background: rgba(22,163,74,0.15) !important; }

/* ===== MUTUAL FUND SECTION ===== */
.mf-section {
  padding: 100px 0 80px;
  background: var(--white);
}

/* Ticker */
.mf-ticker-wrap {
  display: flex;
  align-items: center;
  background: var(--navy);
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-bottom: 36px;
  height: 44px;
}
.mf-ticker-label {
  display: flex;
  align-items: center;
  gap: 6px;
  background: #EF4444;
  color: white;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  padding: 0 16px;
  height: 100%;
  flex-shrink: 0;
  white-space: nowrap;
}
.mf-ticker-track {
  flex: 1;
  overflow: hidden;
  position: relative;
}
.mf-ticker-inner {
  display: flex;
  gap: 48px;
  white-space: nowrap;
  animation: tickerScroll 30s linear infinite;
  padding: 0 24px;
  align-items: center;
  height: 44px;
}
.mf-ticker-inner span {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.8);
  font-weight: 500;
  flex-shrink: 0;
}
.mf-ticker-inner b.up { color: #4ADE80; }
.mf-ticker-inner b.down { color: #F87171; }
@keyframes tickerScroll {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* Tabs */
.mf-tabs {
  display: flex;
  gap: 10px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}
.mf-tab {
  padding: 10px 20px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gray-600);
  background: var(--gray-100);
  border: 1.5px solid var(--gray-200);
  cursor: pointer;
  transition: var(--transition);
  font-family: var(--font-body);
}
.mf-tab:hover { background: rgba(27,79,216,0.06); color: var(--blue); border-color: rgba(27,79,216,0.2); }
.mf-tab.active {
  background: var(--blue);
  color: white;
  border-color: var(--blue);
  box-shadow: var(--shadow-blue);
}

/* Fund Cards */
.mf-funds-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-bottom: 48px;
}
.mf-fund-card {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 20px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.mf-fund-card:hover {
  border-color: rgba(27,79,216,0.25);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.mf-fund-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 14px;
  gap: 10px;
}
.mf-fund-logo {
  width: 40px; height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.mf-fund-name {
  flex: 1;
}
.mf-fund-name h4 {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 3px;
}
.mf-fund-name span {
  font-size: 0.72rem;
  color: var(--gray-400);
  font-weight: 500;
}
.mf-fund-badge {
  font-size: 0.65rem;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 100px;
  white-space: nowrap;
  flex-shrink: 0;
}
.mf-fund-badge.large-cap { background: #dbeafe; color: #1d4ed8; }
.mf-fund-badge.mid-cap { background: #fef3c7; color: #d97706; }
.mf-fund-badge.small-cap { background: #fce7f3; color: #be185d; }
.mf-fund-badge.flexi { background: #d1fae5; color: #065f46; }
.mf-fund-badge.elss { background: #ede9fe; color: #6d28d9; }
.mf-fund-badge.debt { background: #e0f2fe; color: #0369a1; }
.mf-fund-badge.hybrid { background: #f0fdf4; color: #15803d; }

.mf-fund-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}
.mf-nav-val {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--navy);
}
.mf-nav-change {
  font-size: 0.8rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 100px;
}
.mf-nav-change.up { background: #dcfce7; color: #16a34a; }
.mf-nav-change.down { background: #fee2e2; color: #dc2626; }

.mf-fund-returns {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 14px;
  background: var(--gray-50);
  border-radius: var(--radius-sm);
  padding: 10px;
}
.mf-ret-item { text-align: center; }
.mf-ret-label { font-size: 0.65rem; color: var(--gray-400); font-weight: 600; display: block; margin-bottom: 2px; }
.mf-ret-val { font-size: 0.82rem; font-weight: 700; }
.mf-ret-val.pos { color: #16a34a; }
.mf-ret-val.neg { color: #dc2626; }

.mf-fund-bar {
  height: 4px;
  background: var(--gray-200);
  border-radius: 2px;
  margin-bottom: 12px;
  overflow: hidden;
}
.mf-fund-bar-fill {
  height: 100%;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--blue), var(--orange));
  transition: width 1s ease;
}

.mf-fund-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.mf-fund-aum {
  font-size: 0.72rem;
  color: var(--gray-400);
  font-weight: 500;
}
.mf-invest-btn {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--blue);
  background: rgba(27,79,216,0.08);
  padding: 6px 14px;
  border-radius: 100px;
  transition: var(--transition);
  border: 1px solid rgba(27,79,216,0.15);
}
.mf-invest-btn:hover { background: var(--blue); color: white; }

/* SIP Calculator */
.sip-calc-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  background: linear-gradient(135deg, #EFF6FF, #FFF7ED);
  border-radius: var(--radius-xl);
  padding: 48px;
  border: 1px solid rgba(27,79,216,0.1);
}
.sip-calc-left h3 {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 6px;
}
.sip-calc-left > p {
  font-family: var(--font-devanagari);
  font-size: 0.9rem;
  color: var(--gray-600);
  margin-bottom: 28px;
}
.sip-inputs { display: flex; flex-direction: column; gap: 24px; }
.sip-input-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gray-600);
  margin-bottom: 10px;
}
.sip-input-group input[type="range"] {
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: linear-gradient(90deg, var(--blue) var(--val, 30%), var(--gray-200) var(--val, 30%));
  outline: none;
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
  margin-bottom: 8px;
}
.sip-input-group input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--blue);
  box-shadow: 0 2px 8px rgba(27,79,216,0.4);
  cursor: pointer;
  border: 3px solid white;
}
.sip-val {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--blue);
}

.sip-result-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
}
.sip-result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  font-size: 0.9rem;
  color: var(--gray-600);
  font-weight: 500;
}
.sip-result-row.total {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
}
.sip-invested { color: var(--gray-800); font-weight: 700; }
.sip-returns { color: #16a34a; font-weight: 700; }
.sip-total {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--blue);
}
.sip-result-divider {
  height: 1px;
  background: var(--gray-200);
  margin: 4px 0;
}
.sip-donut-wrap {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 20px 0;
}
.sip-donut-center {
  position: absolute;
  text-align: center;
  pointer-events: none;
}
.sip-donut-center span {
  display: block;
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
}
.sip-donut-center small {
  font-size: 0.72rem;
  color: var(--gray-400);
  font-weight: 600;
}
.sip-invest-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  background: linear-gradient(135deg, var(--blue), var(--blue-light));
  color: white;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 14px;
  border-radius: var(--radius-md);
  transition: var(--transition);
  box-shadow: var(--shadow-blue);
  font-family: var(--font-devanagari);
}
.sip-invest-btn:hover { transform: translateY(-2px); box-shadow: 0 12px 40px rgba(27,79,216,0.35); }

/* ===== FOOTER ===== */
.footer {
  background: var(--navy);
  padding: 40px 24px;
}
.footer-container {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
}
.footer-brand {
  display: flex;
  align-items: center;
  gap: 12px;
}
.footer-brand-name {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--white);
}
.footer-brand-sub {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.5);
  font-weight: 500;
}
.footer-links {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}
.footer-links a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
  transition: var(--transition);
}
.footer-links a:hover { color: var(--orange-light); }
.footer-copy {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.4);
  width: 100%;
  text-align: center;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.08);
}

/* ===== ANIMATIONS ===== */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes fadeInRight {
  from { opacity: 0; transform: translateX(32px); }
  to { opacity: 1; transform: translateX(0); }
}
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .eseva-grid { grid-template-columns: repeat(3, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-container { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { display: none; }
  .mf-funds-grid { grid-template-columns: repeat(2, 1fr); }
  .sip-calc-wrap { grid-template-columns: 1fr; gap: 28px; padding: 32px; }
}

@media (max-width: 768px) {
  .nav-links { 
    display: none;
    position: fixed;
    top: 70px; left: 0; right: 0;
    background: var(--white);
    flex-direction: column;
    padding: 20px 24px;
    gap: 4px;
    box-shadow: var(--shadow-lg);
    border-top: 1px solid var(--gray-200);
  }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 12px 16px; border-radius: var(--radius-sm); }
  .hamburger { display: flex; }
  .services-grid { grid-template-columns: 1fr; }
  .eseva-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: 1fr; }
  .contact-wrapper { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .trust-container { gap: 20px; }
  .hero-stats { gap: 16px; }
  .hero { padding: 90px 20px 50px; }
  .services, .eseva, .why-us, .contact, .mf-section { padding: 70px 0; }
  .footer-container { flex-direction: column; align-items: flex-start; }
  .mf-funds-grid { grid-template-columns: 1fr; }
  .mf-tabs { gap: 8px; }
  .mf-tab { padding: 8px 14px; font-size: 0.8rem; }
  .sip-calc-wrap { padding: 24px 20px; }
}

@media (max-width: 480px) {
  .eseva-grid { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .btn-primary, .btn-secondary { width: 100%; justify-content: center; }
  .contact-form-wrap { padding: 24px 20px; }
  .mf-ticker-wrap { height: 38px; }
  .sip-calc-wrap { padding: 20px 16px; }
}